The eps e-payment standard is the interface into online payment systems of Austrian Banks for irrevocable payments, adopted by Internet-Shops as well as public authorities like E-Government.

More than 2 Mio. bank customers can use eps e-payment immediatelly with their internet banking. It allows secure and comfortable online payments both for the merchant and the ordering customer.

eps e payment standard has been developed by STUZZA together with Austrian bank's, the Ministry of Finance (BMF) and the CIO (Chief Information Office, www.cio.gv.at) of the Austrian Government.

The ECBS ePI standard is an integral part of the eps interface in XML syntax: within this standard all relevant data elements for the payment request are specified .

Advantages for the customer

+ usability of your internet banking application
+ no additional registration or codes needed
+ easy to use, comfortable and familiar
+ no additional costs
+ highest security level
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= the smart internet payment method

Advantages for the merchant

You can reduce your transaction costs and at the same time your receipt of a requested payment will accelerate; besides the implementation investment is minimal. 

• high customer potential  
• end-to-end straight through processing  
• secure payments  
• easy to implement 
• no additional hard- or software requested  
• optional payment guarantee

eps e-payment standard is available as HTML or XML (W3C schema) interface.

Since 2009 an updated eps e-payment standard is available for merchants, E-Government and Payment Service Providers!